We specialize in helping applicants with less-than-perfect credit find dealers that offer bad credit auto financing. And since our inception, we have helped thousands of people a month. We also have extensive content that is designed to keep you informed about bankruptcy issues, hot car topics, the bad credit car loan process, and quality auto financing advice. Often times people get into trouble by signing for a car loan that they simply cannot afford. But by following these guidelines, they might not be in the situation that they presently find themselves in:
Know your credit score. Before you ever set food in a dealership, you should know at least one of your FICO scores and what is detailed in your credit reports. If you have a credit score above 640, you might be able to get a conventional car loan with a finance company, bank, or credit union. If you have a score that is below 640, you will typically be required to finance your vehicle with a bad credit car loan. Since the conventional auto financing and bad credit auto financing processes differ from each other, knowing both your credit score and credit report is important.
