Step 1. Check your credit reports. Checking your credit is the first step towards getting approved for an auto loan if you don’t have good credit. To do this, first request your credit report from one of the three credit bureaus. Once per year you can request copies of your credit report at no charge. When you have gotten your copy of your credit report, be certain to check each of the entries on the report.
Step 2. Fix errors on your credit report. Should you discover any errors or problems with your credit report, be sure to follow the instructions provided to you by each credit bureau toget the errors removed or change the report appropriately.
Step 3. Talk to a finance expert. When you’ve made any appropriate and necessary corrections to your credit report, you then should consider reviewing your credit situation with a finance expert or money tutor. This is especially important if you are in a bad credit situation.
Step 4. Consider reputable credit repair assistance. In a bad credit situation, you may want to consider working with a reputable credit repair company. Make sure you do your research to find out which ones are good and will do a good job for you.
