Contact Cards

These are the most common type of smart card. Electrical contacts located on the outside of the card connect to a card reader when the card is inserted. This connector is bonded to the encapsulated chip in the card.Increased levels of processing power, flexibility and memory will add cost.

Single function cards are usually the most cost-effective solution. Choose the right type of smart card for your application by determining your required level of security and evaluating cost versus functionality in relation to the cost of the other hardware elements found in a typical workflow. All of these variables should be weighted against the expected lifecycle of the card. On average the cards typically comprise only 10 to 15 percent of the total system cost with the infrastructure, issuance, software, readers, training and advertising making up the other 85 percent.

Contactless Cards

These are smart cards that employ a radio frequency (RFID) between card and reader without physical insertion of the card. Instead, the card is passed along the exterior of the reader and read. Types include proximity cards which are implemented as a read-only technology for building access. These cards function with a very limited memory and communicate at 125 MHz. Another type of limited card is the Gen 2 UHF Card that operates at 860 MHz to 960 MHz True read and write contactless cards were first used in transportation for quick decrementing and reloading of fare values where their lower security was not an issue.